Manufacturer assistance for diabetes drugs comes in two flavors — patient assistance programs (PAPs) that give free or near-free medication to uninsured patients, and savings cards that lower copays for commercially insured patients. Together they save US diabetes patients hundreds of millions of dollars per year. This guide lists the major 2026 programs by manufacturer, explains who qualifies, and walks through how to apply.
Patient Assistance Programs vs Savings Cards
| Feature | Patient Assistance Program (PAP) | Savings Card / Copay Card |
|---|---|---|
| Who it helps | Uninsured or underinsured low-income patients | Commercially insured patients |
| Typical benefit | Free or $5-25 per fill | Reduces copay to $25-150 per month |
| Income limit | 300-400% FPL typical | None for most programs |
| Medicare/Medicaid? | Excluded by most | Excluded by all (federal anti-kickback rules) |
| Application | 2-page forms, income proof, prescriber signature | Online enrollment, instant card |
| Renewal | Annual | Annual or per-prescription |
Eli Lilly Programs
- Lilly Cares Foundation — free drugs for uninsured at or under 400 percent FPL. Includes Humalog, Humulin, Trulicity, Mounjaro, Zepbound (for type 2 diabetes and obesity respectively when prescribed). Apply at lillycares.com.
- Lilly Insulin Value Program — $35 per month for any Lilly insulin, available to anyone regardless of insurance status. Includes Humalog, Humulin, Basaglar. No income limit.
- Mounjaro Savings Card — commercial insurance only; reduces copay to $25 per month for up to 13 fills with savings up to $150 off list price. Annual cap.
- Zepbound Savings Card — for those with commercial coverage that does include Zepbound, reduces to as low as $25; for those whose plan excludes Zepbound, savings card brings price down but not to $25.
Novo Nordisk Programs
- Novo Nordisk Patient Assistance Program — free insulin (NovoLog, Levemir, Tresiba, Fiasp) and GLP-1s (Ozempic, Victoza, Rybelsus, Wegovy) for uninsured at or under 400 percent FPL.
- NovoCare Savings Card for Ozempic — commercial insurance, $25 per month for up to 24 months, max $150 off per fill.
- NovoCare Savings Card for Wegovy — commercial insurance covering Wegovy: $0 to $25 per month; commercial insurance not covering Wegovy: lower-tier discount.
- My$99Insulin — uninsured patients can buy up to 3 vials or 2 packs of pens of any combination of NovoLog, Novolin, Levemir, or Tresiba for $99 per month direct from Novo Nordisk.
Sanofi Programs
- Sanofi Patient Connection — free Lantus, Toujeo, Apidra, Admelog, Soliqua, Adlyxin for uninsured patients up to 400 percent FPL.
- Insulins Valyou Savings Program — uninsured patients pay $35 per Sanofi insulin per month or $99 for up to 10 boxes of pens / 10 vials.
- Lantus Savings Card — commercial insurance, as low as $0 per month for up to 12 fills.
- Toujeo Savings Card — commercial insurance, as low as $0 per month.
Boehringer Ingelheim Programs
- BI Cares Foundation — free Jardiance, Glyxambi, Synjardy, Tradjenta for uninsured at or under 400 percent FPL.
- Jardiance Savings Card — commercial insurance, as low as $10 per month for up to 24 months.
Merck and AstraZeneca Programs
- Merck Patient Assistance Program — free Januvia, Janumet for uninsured patients.
- AstraZeneca AZ&Me Program — free Farxiga, Xigduo, Bydureon for uninsured at or under 400 percent FPL.
- Farxiga Savings Card — commercial insurance, as low as $0 per month for up to 13 fills.
Eligibility at a Glance
| Household Size | 200% FPL | 300% FPL | 400% FPL |
|---|---|---|---|
| 1 person | $30,420 | $45,630 | $60,840 |
| 2 people | $41,220 | $61,830 | $82,440 |
| 3 people | $52,020 | $78,030 | $104,040 |
| 4 people | $62,820 | $94,230 | $125,640 |
FPL figures are 2025; programs typically use the most recent published amounts. Check the manufacturer’s site for current thresholds.
How to Apply — Step-by-Step
- Confirm eligibility on the manufacturer’s website — income, insurance, residency, prescription
- Download the application — usually 2 to 4 pages
- Complete the patient section — income, household size, current insurance, contact info
- Sign income verification — provide pay stubs, tax return page 1, SSI letter, or unemployment statement
- Take to your prescriber — the doctor signs the prescriber section confirming diagnosis and medication need
- Submit by fax, mail, or upload — instructions on the form
- Wait 2 to 4 weeks for decision
- Receive medication by mail to your home or your doctor’s office, typically 90-day supplies
- Renew annually — usually a shorter renewal form
Aggregator Tools That Save Time
- PhRMA Medicine Assistance Tool (MAT) — medicineassistancetool.org, searches all major manufacturer PAPs at once
- NeedyMeds — needymeds.org, broader database including disease-specific foundations, free clinics, drug discount programs, and state pharmacy assistance programs
- RxAssist — rxassist.org, similar comprehensive directory
- BenefitsCheckUp — benefitscheckup.org, finds all federal, state, and local assistance you may qualify for
Special Programs for Medicare Beneficiaries
While most PAPs exclude Medicare patients, these resources help fill diabetes coverage gaps:
- Medicare Extra Help (Low Income Subsidy) — lowers Part D premiums, deductibles, and copays for those at or under roughly 150 percent FPL
- State Pharmaceutical Assistance Programs (SPAPs) — about 20 states run programs supplementing Medicare drug coverage; varies widely
- Patient Access Network (PAN) Foundation — disease-specific grants including diabetes
- HealthWell Foundation — diabetes copay assistance grants when funded
- The Assistance Fund — diabetes-specific fund supports Medicare patients with high-cost drugs
Things That Disqualify You
- Active Medicare, Medicaid, TRICARE, VA, or other government insurance (most PAPs)
- Income above the program’s threshold
- Living outside the US
- No valid prescription for the specific drug
- Drug used off-label without supporting documentation (varies)
Manufacturer-Direct Cash Programs
These low-cost direct-from-manufacturer options bypass insurance entirely:
| Program | Manufacturer | What You Get | Price |
|---|---|---|---|
| Lilly Insulin Value Program | Lilly | Any Lilly insulin | $35 / month |
| My$99Insulin | Novo Nordisk | 3 vials or 2 pen packs | $99 / month |
| Insulins Valyou | Sanofi | 1 vial or 1 box pens | $35 / month |
| ReliOn Novolin (Walmart) | Novo Nordisk + Walmart | 1 vial Novolin N, R, or 70/30 | ~$25 / vial |
Common Pitfalls and How to Avoid Them
- Letting the application sit on your desk for weeks — most expire after 90 days incomplete
- Sending without prescriber signature — auto-rejected
- Listing income from last year when current is lower — submit recent pay stubs showing the change
- Applying when you have Medicare — wait until you can document you opted out of Part D or use a Medicare-eligible foundation
- Trying to combine a savings card with a PAP — they are mutually exclusive
- Missing annual renewal and having medication shipment stop
Related Reading
See related guides on the $35 insulin price cap, GoodRx for diabetes, Walmart’s $4 diabetes list, and our overview of Medicare diabetes coverage. For broader treatment context, see our treatment hub.
The Bottom Line
Manufacturer assistance programs can mean the difference between rationing insulin and full adherence for many diabetes patients without comprehensive insurance. Lilly, Novo Nordisk, Sanofi, Boehringer Ingelheim, Merck, and AstraZeneca all run patient assistance programs offering free or near-free diabetes drugs to uninsured patients with household incomes typically up to 300 to 400 percent of the federal poverty level. Commercial copay cards layer on top of private insurance to bring costs as low as $0 to $25 per month. Most programs exclude Medicare and Medicaid beneficiaries, who should look at Extra Help, state pharmaceutical assistance, and foundations like PAN or HealthWell instead. Aggregator tools like PhRMA’s MAT and NeedyMeds save hours of searching. Apply 4 to 6 weeks before running out, keep renewal dates on your calendar, and ask your prescriber’s office for help — many have experience submitting these forms quickly. Talk to your doctor and pharmacist about which combination of programs fits your situation.